December 10, 2005 More Pictures

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Pictures

Here are some snapshots that I took about a week ago. We're still planning to stain and complete the patio and railing soon. We ran out of siding and fotunately our lender, Woodland Capital, who has been terrific throughout the project, let us close the loan anyway. The siding is a special order and would have delayed us 2-3 weeks so we were very happy they made an exception.

After the siding, the patio will be the next project to complete

The carport

Quick Summary

We ended up with a mortgage of $325,000 with a rate of 5.5%. All in all, we went $50,000 over budget but we are happy that we got a good rate and that we'll now be paying a mortgage payment instead of a construction loan payment. We have months more of work to complete, but it's satisfying that we can work at out own pace now. The mortgage amount included everything that we needed to build the house, including the land.

The last three and a half months have been the most stressful period of building the house. David has juggled working a 9-5 job, a full concert season along building a house. I've had to sacrifice my musical career for the last year and a half and I now feel somewhat vacuous. We've also missed a lot of quality time with our son. There has also been physical problems like fatigue, herniated discs, stress and numerous minor accidents with nails and hammers. The last month we spent the night hours working in the cold with worklamps and I am embarrassed to admit that I hated every minute of it. However, it has been a worthwhile endeavor since we now have a great home and property of our own. I will continue to update until we've finished